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A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

It’s a process whereby a homeowner's mortgage is changed through negotiation, and both the lender and the homeowner are bound by the new terms.
These modifications include:

•  lowering the interest rate
•  converting adjustable rate mortgages to fixed rates
• increasing the term of the mortgage
• forgiveness of payment defaults and bank fees
•  reducing the principal balance
• Or any combination of these.

How Do I Qualify for a Loan Modification?
If you fall into one or more of any of the following or if any of them apply to you, you are most likely eligible for a loan modification:

Sub-Prime Loan	Foreclosure
100% finance	Death
Home value depreciation	Disability
Bad credit	Serious illness
High Loan To Value	Major medical expense
Behind on mortgage payments	Natural disaster
Loss of job	Child care expenses
Loss of income/salary reduction	Property tax increase
Divorce	Unavoidable home repairs
Adjustable Rate Mortgage (negative amortize)

Call today and speak to one of our Representatives for a FREE prequalification.
888-300-2941

Video 2 of 2.